Our Purpose

Why We Exist

The Problem We Are Solving

Millions of people in Poland are trapped in debt. Many do not know their rights. Many are intimidated by aggressive debt collectors, confused by court proceedings, and overwhelmed by a system that was not designed to help them. They feel alone, ashamed, and powerless.

The Lady Liberty Foundation exists to change that. We believe that financial hardship is not a moral failing — it is a situation that can be addressed, managed, and overcome with the right knowledge and the right support.

Our Goals

Four Pillars of Our Purpose

01

Empower Through Knowledge

We are determined to educate society about law and finance, because knowledge is the best weapon in the fight against the system. An informed person cannot be easily exploited by aggressive debt collectors or misleading legal threats.

We provide free workshops, guides, and one-on-one consultations to ensure that everyone — regardless of education or income — can understand their legal position.

02

Defend Individual Rights

Every person in debt has rights. The right to be treated with dignity. The right to challenge unlawful claims. The right to a fair process. Many people do not know these rights exist — or how to use them.

We help people understand and exercise their legal rights in dealings with creditors, debt collection agencies, bailiffs, and courts.

03

Create Real Financial Change

Our goal is not just to provide comfort — it is to produce real, measurable change in people's financial situations. We help negotiate debt reductions, challenge inflated claims, and find realistic paths to becoming debt-free.

We measure our success by the outcomes we achieve for the people we serve — not by the number of consultations we hold.

04

Build a Conscious Society

Our long-term goal is a conscious, debt-free Poland — a society where financial literacy is widespread, where people understand credit, contracts, and their obligations before they sign them.

We work with communities, schools, and local organisations to spread financial awareness and prevent debt crises before they begin.

Who We Help

We Are Here for You If...

📄

You Are Overwhelmed by Debt

Whether it is consumer loans, credit card debt, unpaid bills, or business obligations — if the weight of debt is affecting your daily life, we can help you find a way forward.

🔒

You Are Being Chased by Collectors

Aggressive debt collection tactics are often illegal. We help you understand what collectors can and cannot do — and how to respond when they cross the line.

⚖

You Are Facing Court or Bailiff Action

Court summons, enforcement orders, and bailiff visits are frightening — but they do not have to be the end. We guide you through the legal process and help you respond effectively.

📈

You Want to Prevent Future Problems

You do not need to be in crisis to benefit from our support. We help people understand financial contracts, credit agreements, and their rights before problems arise.

👥

Your Family is Affected

Debt affects entire families. We provide support not just to the individual in debt, but to their household — helping everyone understand the situation and the options available.

📚

You Simply Need Information

Sometimes you just need to understand your situation clearly. We provide honest, plain-language explanations of your legal and financial position — with no jargon and no judgment.

Our Approach

First, Do No Harm

Due to her education and experience, the Foundation's President is guided by the principle of "Primum non nocere" — first, do no harm. Every intervention we undertake is carefully considered to bring real benefit to those in our care.

We do not offer quick fixes or false hope. We offer honest assessments, realistic plans, and committed support. We will tell you what is achievable — and we will work hard to help you achieve it.

We also recognise that every person's situation is unique. There is no one-size-fits-all solution to debt. Our approach is always personalised, always respectful, and always focused on your long-term wellbeing.

See Our Activities