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Changes in Statute of Limitations Regulations - What You Need to Know

January 2026

In Poland, the statute of limitations periods have been shorter than usual. In particular, there is a limit period of six years, instead of ten years in case of civil rights, whereas the claim period regarding business activity is three years. It may be beneficial for many people who face financial troubles.

Securitization Funds and the Right to Pursue Claims

December 2025

An increasing number of courts are becoming suspicious of the right of securitization funds to pursue their claims due to the inability to prove their standing. Should you be sued by a securitization fund in your case, you will have to ensure that the securitization fund has all papers that show the transfer of debts.

Consumer Bankruptcy - Who Can Use It?

October 2025

From 2020 on, consumer bankruptcy laws were greatly liberalized. It became possible for almost any citizen who is not an entrepreneur to declare bankruptcy regardless of whether his indebtedness was done through some conscious decisions. It is a great breakthrough that made life easier for many Poles.

How to Respond to a Payment Order? Step by Step

August 2025

Are you worried about an appeal that is going wrong? Well, first off, you need to act fast! The deadline for your appeal is just 14 days. The "Lady Liberty" Foundation will be happy to assist you in preparing the required document.

Protection Against Bailiff - What Rights Do You Have?

June 2025

Many people don't know that a bailiff cannot seize your entire salary, pension, or annuity. The law provides amounts exempt from seizure. Moreover, certain components of assets are completely protected from enforcement. Know your rights before the bailiff knocks on your door.